Instant Tax-Free Employee Benefits Cards
Order CleverCards digital Mastercards online and send to employees instantly via email.
Tax-Free up to €1,500 per Employee
Trusted by 15,000 businesses to disburse payments instantly - from one to one hundred thousand recipients - instantly.
More Than Just Issuing.
A Full-Stack Platform Fit For Scale
CleverCards brings together accounts, prepaid or debit Mastercards, ledgers, compliance, and developer tools into a single, seamless platform — so you can issue, manage, and scale payouts anywhere in the world.
Instant Issuance
Create and distribute digital Mastercards in seconds - branded, restricted, single-use or multi-use - tailored to your needs
Global Payout Infrastructure
Send funds to anyone, no matter where they are. No bank accounts needed. Built for scale and compliance.

Clever Controls & Restrictions
Define how, where, and when each card is used - control spend by a specific merchant, category, geography, or time.


Your Application White-Labelled or API Integrated
Embed CleverCards into your own platform with powerful APIs and white-label options to create your own branded payment solutions.



Faster to Market. Smarter at Scale. Globally Ready.
Cost Efficient by Design.
Go Live in Days, Not Months
Skip the complexity of traditional card programs. Issue digital Mastercards instantly with no physical logistics or banking dependencies.
Global Payouts.
Minimal Lift.
Go live in multiple countries with local BINs, real-time FX, and Mastercard acceptance — all through a single platform.
Purpose-Built for Volume and Velocity
Handle thousands of disbursements at once — instantly, securely, and with built-in spend controls for compliance and accountability.
Save More with a Single, Scalable Platform
Minimise upfront costs with an all-in-one solution for issuing, wallets, compliance, and controls — no extra vendors or integrations required.
Scalable. Secure. Compliant. Clever.
People Can't Stop Talking
About Us
One Platform. Many Use Cases. Endless Possibilities
From paying employees or contractors, to rewarding customers to paying businesses — the CleverCards Platform gives you the tools to move money instantly, securely, and with complete control.
Donations & Crowdfunding Payouts
Disburse raised funds instantly and securely — even to unbanked or undocumented....
Learn MoreGig & Contractor Payouts
Pay freelancers, field workers, and contractors in real time — globally....
Learn MoreEmployee Benefits Payouts
Offer tax-efficient employee benefits — instantly issued and fully compliant....
Learn MoreIssue CleverCards directly without the platform
For businesses that don't need a full platform integration, CleverCards Direct allows you to issue ready-to-use digital Mastercards for employee benefits, business expenses and payouts — no technical setup or integration required.
Employee
Benefits Cards
Gift tax-free* rewards with CleverCards digital cards. Simplify business gifting and give employees full control over their funds, with the flexibility to spend them anywhere, anytime.
Business
Expense Cards
Attain real-time control and transparency over your business spend. Free employees from end-of-month expense claims.
Subscription
Payment Cards
Earn unlimited cashback on all your subscriptions with no monthly fees instantly. Track, control, and optimise your payments all in one place.
Ready to Make Payouts
Instant, Global and Effortless?
Whether you're paying individuals or making business payments, the CleverCards Platform gives you everything you need to issue, manage, and control funds — instantly, securely, and at scale.